Property Insurance Claims
When your residential property and commercial property have been damaged by a storm, criminal activity, or other losses, you may have to submit a property insurance claim. The claim process is different depending on the type of claim (residential or commercial) and the type of damage (hurricane, wind, water, fire, mold, tornado, vandalism, theft). Different properties and different causes of damage could require different proof or have different filing deadlines. Insurance companies know this and try to create hurdles to make filing a claim much more difficult for a property owner. This is why it is important to hire a property insurance claim lawyer to navigate you around the different scenarios and traps set by insurance companies.
At Schlacter Law, we understand how frustrating and confusing it can be when a property owner sustained damage. We won’t let insurance companies make the claim process more difficult by creating hurdles and loopholes to underpay or deny a claim. With our help, we can ensure the insurance company pays what you deserve. We have recovered millions of dollars for our clients against insurance companies. We offer a FREE consultation, and, if we accept your case, we will aggressively protect your rights to compensation. There is no risk to ask for our help because we only get paid when we recover compensation for you. Call our award-winning law firm by dialing (305) 999-1111 or fill out a free case evaluation to discover what our property damage claim lawyer at Schlacter Law and thehurricanedamage.com can do for you.
Steps to Take to Protect Your Property Insurance Claim
There are several steps that victims of residential damage and commercial damage can take to protect their property insurance claims. These steps can help maximize the amount of compensation that a victim may be entitled to while helping to guard against the unethical and improper tricks insurance companies frequently use to underpay or deny claims.
Take Photographs Before and After a Storm – If you are expecting a serious weather event like a hurricane, windstorm, tropical storm, or other adverse weather conditions, take photographs before the storm hits. This can help show the state of affairs of your property, including your windows, roof, walls, and other personal possessions. Also make sure to take photographs of your efforts to protect your property such as using wood boards and tarps. After a storm, make sure to take photographs immediately of the damage and of your mitigation efforts. Document all of your most expensive and important items.
Document Efforts to Protect Your Property – Whether due to a storm or criminal activity, make sure to document your efforts to protect your property. This means keeping receipts for boarding up windows or tarps, evidence of use of sandbags, or taking other precautions before a storm. Make sure to document your efforts to guard against criminal activity as well by having pictures, receipts, and proof of working locks, security systems, cameras, and other devices. Keep serial numbers and an inventory of all expensive and important products too in case something is stolen.
Contact a Property Insurance Claim Lawyer – Filing a property damage claim is complicated. While you do not need a lawyer, filing a claim alone means you are almost guaranteeing to not get back all of the money that you deserve. Having an experienced property insurance claim lawyer like Schlacter Law will ensure your rights to compensation are protected and your recoveries are maximized.
Get Schlacter Law to Fight For Your Property Insurance Claim
Property owners who suffered residential or commercial damage should be entitled to recover the full amount of their damages. Insurance companies frequently underpay these types of claims. Our property insurance claim lawyer at Schlacter Law makes sure that victims of property damage get the compensation they deserve. Call our property insurance claim lawyer at Schlacter law for a FREE consultation to learn what your case may be worth and how we can start protecting your rights to compensation today.
How We Handle Cases
- Your attorney will aggressively investigate your claim. Schlacter Law will compile all necessary evidence needed to maximize the value of your claim. Schlacter Law will also retain on your behalf experts to evaluate the scope of your claim. In other words, the experts will be retained to determine the cost of all of your necessary repairs. These experts may include but not be limited to professional adjusters, engineers, roofers, plumbers and general contractors.
- You will remain in constant contact with Schlacter Law about the progression of your claim.
- Your attorney will present your case to the insurance company and will attempt to resolve your case before the case goes to court for maximum compensation.
- Your attorney will make every effort possible to resolve the case as quickly as possible for the most amount of money you may be entitled to. You will be actively involved in the negotiation process with your attorney. Schlacter Law understands that this is your one opportunity to get justice for your loss.
- If settlement negotiations are unsuccessful, Schlacter Law will be fully prepared to bring your case to court to fight for the justice you deserve.
- Schlacter Law will hire any experts and professionals needed to maximize your recovery and present your case in the strongest form possible.
Frequently Asked Questions
It depends on the type of claim and your policy. However, you should not delay and immediately contact your insurance company when you have a residential or commercial property loss. The longer you wait, the more likely that an insurance company will come up with some excuse to not pay your claim. If you feel uncomfortable filing an immediate claim, ask our property insurance claim lawyer for help.
At Schlacter Law, nothing upfront because we accept cases on a contingency fee agreement meaning property owners only have to pay us once we recover compensation for their claim. However, if an insurance company wrongfully denies coverage or fails to honor a proper claim, Florida law requires an insurance company to pay for your attorney’s fees.
It is ok if you already have a Public Adjuster. We will work directly with your Public Adjuster to take your under payment or denial to court. Florida law requires your insurance company to pay attorneys’ fees and costs if you win your case. That is great because in most cases, Schlacter Law will not take an additional percentage of your claim and our fees will be paid separately by your insurance carrier. This means more money for you, the policy holder.