Fire can cause catastrophic damage to a home or business. Even minor fire damage could render a house uninhabitable. Possessions in a house or business that sustained fire damage are likely permanently destroyed, especially clothing, bedding, carpets, and other objects. There are many causes of fires in homes or businesses, including electrical shortages, appliance malfunctions, or simple mistakes with cooking. Most homeowners insurance policies cover damage for fire and smoke. However, given the nature of the loss, most insurance companies will make filing a fire and smoke claim very difficult. Insurance companies will blame your negligence for the fire and underpay your claim.
At Schlacter Law, we understand the emotional and financial magnitude of a fire loss. We will not let insurance companies get away from their obligations by blaming you for the fire loss. We have recovered millions of dollars for our clients against insurance companies. We offer a FREE consultation, and, if we accept your case, we may hire experts to help prove the damage done to your house or business. There is no risk to ask for our help because we only get paid when we recover compensation for you. Call our award-winning law firm by dialing (305) 999-1111 or fill out a free case evaluation to discover what our fire damage claim lawyer at Schlacter Law can do for you.
Most insurance policies cover fire damage and smoke damage. However, most insurance companies train their adjusters on how to limit the scope of this type of loss by shifting blame or by decreasing the value of a property. Some of the common reasons why fire loss claims are denied or underpaid include the following:
Claiming preexisting damage Failure to investigate Claiming the roof, bathroom, kitchen, or other parts of the house were old and needed to be upgraded Lack of support for claims Allegations of arson or intentional damage Alleged violations of the insurance policy Too long to file a claim Homeowner negligence Other unreasonable claimsFire damage is devastating and likely to cause serious personal injuries or the wrongful death of innocent people. When we are lucky to escape a fire, we should not be unlucky to have to additionally deal with an aggressive insurance company improperly denying your claims. Call our fire damage lawyer at Schlacter Law for a FREE consultation to learn what your case may be worth and how we can start protecting your rights to compensation today.
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